Brit values its customers and is committed to protecting and respecting your privacy. This Data Privacy Notice explains how we process and protect any personal data we collect or receive about you. This Data Privacy Notice applies to personal data provided by customers, brokers, coverholders, claimants, third party agents (TPAs) and complainants. Please read this Data Privacy Notice carefully to understand our practices regarding personal data.

Brit complies with the principle of ‘data minimisation’ by avoiding collecting or processing your personal data other than to achieve the purposes set out in this Data Privacy Notice.

We collect and process your personal data where necessary to enable us to:

• arrange, underwrite or administer insurance contracts or claims under insurance contracts
• satisfy our obligations under an insurance contract
• comply with a legal obligation
• pursue our legitimate interests in providing insurance services to our customers
• investigate and defend legal claims

The personal data we process may include details such as your name, address, marital status, date and place of birth, nationality and any other information that we collect about you in connection with the insurance from which you benefit including information about previous and current claims. It may include more sensitive details such as information about your health and any criminal convictions you may have and which we may need your consent to process. Where we need your consent, we will ask you for it separately. You do not have to give your consent and you may withdraw your consent at any time. However, if you do not give your consent, or you withdraw your consent, this may affect our ability to continue to provide the insurance cover from which you benefit and to handle your claims.

To allow us to meet our obligations and effectively provide our services to you, it may be necessary to pass your personal data onto external parties including other insurers, agents or brokers, reinsurers, loss adjusters, sub-contractors, regulators, law enforcement agencies, fraud and crime prevention and detection agencies and compulsory insurance databases. Your data will be shared securely, and only when absolutely necessary. Your personal data will never be sold on to external parties or organisations for marketing purposes.   For more information about how your personal data may be shared with other participants in the insurance market please review the London Insurance Market Core Uses Information Notice which sets out those core necessary personal data uses and disclosures. Brit’s core uses and disclosures are consistent with the London Market Core Uses Information Notice.

This is a link to the Core Use Information Notice:  http://lma.informz.ca/LMA/data/images/Bulletin%20att/LMA17_038_MS_att1_information_notice.pdf 

We may transfer or share your data outside the European Economic Area. We will always take steps to ensure your data is treated and transferred securely with appropriate safeguards and controls in place.

We will not keep personal data for longer than necessary for the purpose for which it is processed.  However, laws and regulations may require us to keep records for specific periods of time and we may also need to keep records in order to administer the insurance relationship, to fulfil our contractual or statutory obligations or to resolve queries or disputes which may arise.

Under Data Protection regulation you have the right to:

• obtain a copy of your personal data held by Brit
• have any incorrect personal data updated
• request the erasure of any of your personal data
• restrict the use of your personal data
• object to the use of your personal data
• request the personal data you provided to Brit be moved to another organisation

If you wish to exercise any of these rights please write to the below address stating your request and contact details.  However, there may be reasons why we are not able to comply with your request (particularly relating to the restriction of or objection to use of personal data) where we are required to keep and use that data to comply with legal or regulatory requirements and/or it is necessary for us to administer your insurance contract.  In order for us to respond to your requests effectively and efficiently, please provide any further information you feel is necessary.

The Data Protection Officer

Brit Limited

The Leadenhall Building

122 Leadenhall Street

London

EC3V 4AG