Specialty clients require custom solutions. At Brit, our Alternative Risk Package product provides Public and Non-Profit clients with the flexibility to create a structure, claims approach and loss control program that meets their individual needs.
Put simply, our Alternative Risk Package product is an excess or reinsurance product with a wide range of coverages including Property, Auto Physical Damage, General Liability, Automobile Liability, Errors & Omissions including Employment Practices Liability, Workers Compensation, Law Enforcement Activities Liability, Crime, Terrorism, Cyber Liability, Crisis Management and Student Practices Liability - all in a single all-lines aggregate policy with clash coverage provided as standard.
Stop Loss or Aggregate excess insurance may be added to provide budget protection, thereby protecting the insured from unexpected loss frequency. Our underwriters have the experience and expertise to help you create a program structure that aligns with our clients' needs.