Criminal & Social Services

Not everyone understands this niche. We do. That is why Brit offers the only combined General Liability and Professional Liability policy tailored specifically for the Criminal Justice industry.

With decades of combined experience in the Criminal and Social Services  (CSS) business, our team enjoys a reputation for strong expertise in this specialized sector. Our CSS package policy can include Property, General Liability, Professional Liability, Employment Practices and Employee Benefits. Coverage is available to all adjudicated care providers including non-public commercial operators of private prisons, juvenile centers, immigration detention centers, halfway houses, and electronic monitoring operations. What’s more, our clients benefit from industry leading underwriting, claims and loss control services.


RISK APPETITE

  • Private or public prisons and jails
  • Community corrections centers
  • Drug and alcohol treatment centers
  • Pre-release centers
  • Prisoner transportation companies
  • Work release centers
  • Halfway Houses
  • Adult and juvenile group homes
  • Adult and juvenile staff secure facilities
  • Restitution centers
  • Electronic monitoring companies
  • Immigration detention centers
  • Law enforcement trainers
  • Educators and private security trainers
  • Most entities associated with the criminal justice system

HIGHLIGHTS

  • The only combined General and Professional Liability form written specifically for the Criminal Justice industry.
  • Commercial general liability insurance
  • Professional liability insurance (civil rights coverage for discrimination by age, sex, race, religion etc. and for negligent hiring, training, supervision and retention of unfit personnel)
  • Incidental medical malpractice available for employed medical staff
  • Expressed Sexual misconduct coverage
  • Includes punitive damages where allowed by law
  • Defense costs in addition to policy limits
  • EPLI and EBL available by endorsement
  • Fire legal liability included
  • Medical payments included
  • Directors & Officers included in definition of “Named Insured”
  • Both occurrence and claims made coverage available
  • Insurance or Reinsurance – primary, excess or memorandum of coverage

LIMITS

  • Casualty: $15m

    per occurrence

  • Property: $50m

    per location

The Criminal & Social Services (CSS) product provides a solution that contributes to the social good. Without the CSS product, those keeping the public safe would have a difficult time finding much needed specialty insurance coverage. The Criminal Justice Industry needs the financial protection to continue to grow and evolve in modern society. We at Brit are proud to partner with both the public sector and private enterprise to protect those who protect us.

Mike Davis, Senior Vice President