Public & Non-Profit First Dollar

The public entity package underwriting team specialises in first dollar business.

Public & Non-Profit First Dollar

Sharon Wright

Vice President, Public & Non-Profit

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Download Application Form

Application Form

TEAM platform

BRIT Global Specialty USA

seeing the diffrence makes the diffrence

This is distributed in the USA in the admitted market through an A.M. Best A (Excellent) rated carrier in target states with the exception of Illinois and Kentucky where Lloyd’s Syndicate 2987 admitted paper will be used. With an average of 25 years experience in the First Dollar market, our team has a reputation of strong expertise in this specialised sector.

Our Product

Package First™

Package First™ enables Brit Global Specialty USA to expand our Public & Non-profit scope from larger clients, with self-insured retentions to smaller Public Entities who purchase a standard deductible package policy.

Clients benefit from robust local underwriting, claims and loss control services offered through our US platform. The Package First™ public entity product coverage includes Property and Inland Marine, Auto Physical Damage, Auto Liability, General Liability, Public Officials’ Liability, Law Enforcement Liability, Employment Practices Liability and Crime.

Loss Control

Loss Control resources are available via our in-house loss control staff on an individual or agency basis. Those looking for the distance learning aspect will receive significantly discounted pricing to our proprietary TEAM™ (Train, Educate and Manage) platform. TEAM™ is a flexible risk management web-based system that provides niche content streams, access to over 100 training topics and user reports to assist the entity in mitigating risk by tracking training efforts.


Package First™ claims are handled by a dedicated team at Alternative Service Concepts and Claims oversight is handled from our US headquarters in Chicago.

Contact details:
Phone: 615-360-1358
Fax: 1-877-721-1855
Mailing/Correspondence: Alternative Service Concepts, Two Rivers Corporate Centre, Suite 802, 2501 McGavock Pike, Nashville, TN 37214

ACCORD forms can be completed and emailed or faxed to the above contact information. Claims can also be reported telephonically via the number above.

Our Capacity

  • Property: US $50m per location and higher by special acceptance
  • Liability coverages: Primary limits of US $1m
  • Umbrella limits: US $10m


Sharon Wright

Vice President, Public & Non-Profit

804-625-3160 | Email

Karen Bybee

Assistant Vice President, Public & Non-Profit

804-625-3156 | Email

Debbie Sparks

Assistant Vice President

804-625-3158 | Email


Alternative Service Concepts

Dedicated claims team

615 360 1358 | Email


Rick Bankston

Vice President, SIR

706 999 0197 | Email

Loss Control

Bradley Bohler

Senior Vice President, Business Development

312.577.9440 | Email